A National Health Insurance Plan Needs to Separate Day to Day Medical Expense from Catastrophic Medical Expense
Almost everyone in the United States now thinks health insurance should cover everything from day to day office visits and prescriptions all the way to cosmetic surgery and heart transplants. HMO’s have programmed everyone to think that way because of their total Wellness type health care programs. These things are great but have become tremendously [...]
Separating Wellness from Catastrophic Health Care.
What do most people think of when they describe their ”Health Insurance”? To the majority of Americans that still have employer paid health insurance premiums, it means never having to see a bill for almost everything. 100% coverage for office visits, small co-pays on prescriptions, scheduled tests for early detection, and even nutrition and exercise programs for the [...]